Business & Community Emergency Recovery Resources

There are multiple state and federal recovery resources available to Texas businesses and communities following a natural disaster or emergency. Companies should also check with their insurance policy providers and local government entities to explore additional options.

Recovery Resources for Small Businesses

The Texas Workforce Commission (TWC) has many resources for employers, including those impacted by COVID-19.
- For those self-employed, TWC offers information on Disaster Unemployment Assistance.
- A business may also contact the Employer Hotline at (800) 832-9394 (option 4) or (512) 463-2826 or email employerinfo@twc.state.tx.us.
Workforce Solutions Offices are located in areas around the state and offer resources to both employers and job seekers.
The Texas Comptroller of Public Accounts offers information on filing taxes in the aftermath of a disaster in a declared disaster zone.
The U.S. Small Business Administration (SBA) offers disaster loan assistance in the form of low-interest loans and working capital to help overcome the economic injury of a declared disaster.
- For help with a specific case, businesses may contact the Virtual Business Recovery Center, open Monday through Friday from 7 a.m. to 7 p.m., CT at (800) 659-2955 or FOCWAssistance@sba.gov.
- The Lender Match Tool helps businesses find SBA-backed lenders in their area.
Small Business Development Centers can help businesses with key financial and business planning steps when re-establishing after a disaster.
Community Development Financial Institutions (CDFIs) can help small businesses obtain affordable credit to recover from disasters.
FEMA’s DisasterAssistance.gov webpage helps identify local, county and state resources and emergency management agencies for assistance before and after disasters.
The Internal Revenue Service offers information on the most recent tax relief provisions for taxpayers affected by disaster situations.

Recovery Resources for Texas Local Government & Economic Development Organizations

The Texas Division of Emergency Management’s Hazard Mitigation Section helps set up disaster recovery operations and coordinate planning for post-disaster mitigation programs with local officials.
FEMA offers a guide to grant funds available for pre- and post-emergency or disaster-related projects.
The U.S. Department of Housting & Urban Affairs provides various disaster resources, from housing counseling to mortgage assistance, and partners with federal and state agencies to help implement disaster recovery assistance.
U.S. Small Business Administration’s Community Navigator Pilot Program engages with local governments in targeted outreach to small businesses to ensure they have support to access federal relief programs.
The Community Disaster Loan Program is available to local governments that have been adversely affected by major disasters.